Terms of use
Last updated: October 28, 2026
What the service does
PennyTie converts text-based PDF bank statements into CSV and checks whether the extracted transactions are arithmetically consistent with the opening and closing balances printed on the statement. "Verified" describes that arithmetic check only. It does not certify that a statement is genuine, complete, or correct, and it is not accounting, tax, or legal advice.
Your responsibility
Review the output before you rely on it, especially rows that are flagged or that you edited. Use the service only for documents you are allowed to process.
Free and Pro
The free version reads statements of up to 5 pages. Pro is a monthly subscription sold through Gumroad that removes the page limit on the browsers where you activate it. You can cancel at any time from your Gumroad receipt or library; Pro stays active until the end of the paid period. If the product doesn't work for your statements, you can request a refund within 14 days of purchase.
Availability and liability
The service is provided as is, without warranties. To the extent permitted by law, our total liability for any claim is limited to the amount you paid in the 12 months before the claim. We may change these terms; changes apply from the date shown above.